BUENOS AIRES, Argentina, Aug. 19, 2026 /PRNewswire/ -- Banco Macro S.A. (NYSE: BMA; BYMA: BMA) ("Banco Macro" or "BMA" or the "Bank") announced today its results for the second quarter ended June 30, 2026 ("2Q26"). All figures are in Argentine pesos (Ps.) and have been restated in terms of the measuring unit current at the end of the reporting period. For ease of comparison, figures of previous quarters of 2025 and 2026 have been restated applying IAS 29 to reflect the accumulated effect of the inflation adjustment for each period through June 30, 2026.

Summary

   -- THE BANK'S NET INCOME totaled Ps.206.8 billion in 2Q26, 39% or Ps.57.6 
      billion higher than the result posted in the previous quarter and 4% or 
      Ps.7.1 billion higher than a year ago. In 2Q26, the annualized return on 
      average equity ("ROAE") and the annualized return on average assets 
      ("ROAA") were 13.4% and 3.3%, respectively.Excluding Ps.21.9 billion 
      restructuring expenses (Ps.14.2 billion after tax) 2Q26 net income would 
      have totaled Ps.221 billion and the annualized ROAE and ROAA would have 
      been 14.3% and 3.5% respectively. 
 
   -- In 2Q26, OPERATING INCOME (before G&A and personnel expenses) totaled 
      Ps.1.29 trillion, 2% or Ps.23.1 billion lower than in 1Q26 and 1% or 
      Ps.14.6 billion higher than the same period of last year. 
 
   -- In 2Q26, OPERATING INCOME (after G&A and personnel expenses) totaled 
      Ps.603.8 billion, 1% or Ps.4.6 billion lower than in 1Q26 and 1% or 
      Ps.4.4 billion higher than the same period of last year. 
 
   -- In 2Q26, BANCO MACRO'S TOTAL FINANCING increased 3% or Ps.338.2 billion 
      quarter over quarter ("QoQ") totaling Ps.11.69 trillion and decreaed 5% 
      or Ps.652.2 billion year over year ("YoY"). In 2Q26 peso financing 
      increased 2% while USD financing increased 1%. 
 
   -- In 2Q26, BANCO MACRO'S TOTAL DEPOSITS decreased 1% or Ps.196 billion QoQ 
      and increased 4% or Ps.563.8 billion YoY, totaling Ps.14.74 trillion and 
      representing 76% of the Bank's total liabilities. Private sector deposits 
      decreased 4% or Ps.594.7 billion QoQ. In 2Q26, Peso deposits increased 
      0.4% while USD deposits decreased 11%. 
 
   -- Banco Macro continued showing a strong solvency ratio, with an EXCESS 
      CAPITAL of Ps.4.1 trillion, 28% Capital Adequacy Ratio -- Basel III and 
      28% Tier 1 Ratio. In addition, the Bank's LIQUID ASSETS remained at an 
      adequate level, reaching 74% of its total deposits in 2Q26. 
 
   -- In 2Q26, the Bank's NON-PERFORMING TO TOTAL FINANCING RATIO was 6.25% and 
      the COVERAGE RATIO reached 95.39%. Stage 3 loans represented 4.1% of 
      total loans and the coverage ratio of stage 3 loans was 148.8%. 
 
   -- As of 2Q26, through its 402 branches and 8.180 employees Banco Macro 
      serves 6.36 million retail customers across 23 of the 24 Provinces in 
      Argentina and over 228.780 corporate customers. 

2Q26 Earnings Conference Call

Thursday, August 20, 2026

Time: 11:00 a.m. Eastern Time | 12:00 p.m. Buenos Aires Time

To participate, please register here:

Banco Macro 2Q26 Earnings Call

IR Contacts in Buenos Aires:

Jorge Scarinci

Chief Financial Officer

Nicolás A. Torres

Investor Relations

Phone: (54 11) 5222 6682

E-mail: investorelations@macro.com.ar

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SOURCE Banco Macro S.A.