Neobanks and digital assets emerge as fintech’s next growth engines: report

cryptonews

Jun 01

Neobanks and digital asset businesses have emerged as key growth engines for fintech firms, which have delivered record profitability with average EBITDA margins of 20%, and 74% of major public ...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

{"basename":"","ssrTDKData":{"titleTemplate":"%s - Tiger Brokers","title":"Tiger Brokers | Global Stocks, Options & Futures Trading App","description":"Tiger Brokers, one-stop investment in US stocks, SGX stocks, HK stocks, A-shares & other global assets. One of the best stock trading platforms in Singapore.","keywords":"tiger brokers,tiger trade,tiger brokers singapore,broker online,stock trading in singapore,share trading singapore,brokerage firm singapore,trading app,stock broker singapore,stock trading platforms,trading account","social":{"ogDescription":"Tiger Brokers, one-stop investment in US stocks, SGX stocks, HK stocks, A-shares & other global assets. One of the best stock trading platforms in Singapore.","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.0a0bd8dc.png","ogUrl":"https://www.etasphere.com/news/2640344849"},"companyName":"Tiger Brokers"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2640344849\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/2640344849?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2026-06-01 16:22","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2640344849","market":"us","top_or_hot":-1,"title":"Neobanks and digital assets emerge as fintech’s next growth engines: report","media":"cryptonews","content":"<div>\n<p>Neobanks and digital asset businesses have emerged as key growth engines for fintech firms, which have delivered record profitability with average EBITDA margins of 20%, and 74% of major public ...</p>\n\n<a href=\"https://crypto.news/neobanks-and-digital-assets-emerge-as-fintechs-next-growth-engines-report/\">Source Link</a>\n\n</div>\n","source":"crypto_news_highlight","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Neobanks and digital assets emerge as fintech’s next growth engines: report</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nNeobanks and digital assets emerge as fintech’s next growth engines: report\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-06-01 16:22 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://crypto.news/neobanks-and-digital-assets-emerge-as-fintechs-next-growth-engines-report/><strong>cryptonews</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Neobanks and digital asset businesses have emerged as key growth engines for fintech firms, which have delivered record profitability with average EBITDA margins of 20%, and 74% of major public ...</p>\n\n<a href=\"https://crypto.news/neobanks-and-digital-assets-emerge-as-fintechs-next-growth-engines-report/\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BCG","symbol_name":"Binah Capital Group Inc","start_time":0,"source_url":"https://crypto.news/neobanks-and-digital-assets-emerge-as-fintechs-next-growth-engines-report/","article_id":"2640344849","we_media_id":null,"thumbnails":[],"rights":{"source":"crypto_news_highlight","url":"https://crypto.news/neobanks-and-digital-assets-emerge-as-fintechs-next-growth-engines-report/","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2640344849","pubTimestamp":1780302172,"columns":[],"sourceInfo":{"source_id":"crypto_news_highlight","name":"Crypto News"},"weMediaInfo":null,"summary":"Neobanks and digital asset businesses have emerged as key growth engines for fintech firms, which have delivered record profitability with average EBITDA margins of 20%, and 74% of major public players reporting profits in 2025, according to a new report.Fintech revenues topped $500 billion in 2025 as digital assets, AI adoption, and expanding financial services helped fuel industry growth.Leading neobanks are moving into lending, wealth management, insurance, and cross-border payments, increasing competition with traditional banks.Fintech firms completed more acquisitions than banks in 2025, with digital assets, compliance, and AI emerging as major deal drivers.Beyond payments and lending, the report identified digital assets as one of the areas drawing increasing strategic attention from fintech acquirers. According to BCG and FT Partners, companies are turning to acquisitions to strengthen capabilities in digital assets, artificial intelligence, and compliance as competition intensi","collect":0,"end_time":0,"defaultTopTitle":"crypto.news","property":[],"viewcount":null,"language":"en","relate_stocks":{"BCG":"Binah Capital Group Inc","BK4135":"资产管理与托管银行"},"translate_title":"新银行和数字资产成为金融科技的下一个增长引擎：报告","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"BCG":1},"content_text":"Neobanks and digital asset businesses have emerged as key growth engines for fintech firms, which have delivered record profitability with average EBITDA margins of 20%, and 74% of major public players reporting profits in 2025, according to a new report.\n\n\nSummary\n\n\n\nFintech revenues topped $500 billion in 2025 as digital assets, AI adoption, and expanding financial services helped fuel industry growth.\nLeading neobanks are moving into lending, wealth management, insurance, and cross-border payments, increasing competition with traditional banks.\nFintech firms completed more acquisitions than banks in 2025, with digital assets, compliance, and AI emerging as major deal drivers.\n\n\n\nAccording to the Global Fintech Report 2026, published by Boston Consulting Group (BCG) and FT Partners, fintech revenues exceeded $500 billion last year after growing 22%, a pace the report said was more than four times faster than traditional financial institutions. \nDrawing on data from BCG’s FinTech Control Tower platform, executive interviews, and market research, the report said the industry’s recovery has been driven by operating performance rather than easy access to capital.\nFresh investor interest has accompanied that improvement. BCG and FT Partners reported that fintech companies attracted $58 billion in equity funding during 2025, up 53% from a year earlier. Exit activity also accelerated, with fintech IPOs increasing 50% to 42 deals, while annual merger and acquisition volume climbed from $105 billion in 2023 to $251 billion in 2025.\nDigital assets and AI emerge as key growth battlegrounds\nBeyond payments and lending, the report identified digital assets as one of the areas drawing increasing strategic attention from fintech acquirers. According to BCG and FT Partners, companies are turning to acquisitions to strengthen capabilities in digital assets, artificial intelligence, and compliance as competition intensifies and internal development timelines become less practical.\nM&A activity has also taken on a different character. The report found that scaled fintech firms completed 659 acquisitions in 2025, surpassing the 589 deals completed by banks and other incumbents. Outside of 2023, BCG and FT Partners said this was the first time fintech buyers outpaced traditional financial institutions in dealmaking activity.\nArtificial intelligence is also becoming a differentiator across the sector. BCG’s analysis found that fintech firms using AI effectively have achieved up to five times higher developer productivity, with notable gains in engineering, underwriting, compliance, and customer support functions. The report said the strongest results came from redesigning workflows around AI rather than simply deploying new tools.\nNeobanks expand beyond their original playbook\nElsewhere in the report, BCG and FT Partners pointed to the evolution of neobanks as one of the most important developments shaping the industry’s next phase. The firms said leading digital banks are moving beyond payments and customer acquisition to build multi-product financial platforms.\nWealth management, insurance, lending, investing, and cross-border payments have become key expansion areas. Consumer credit, in particular, was identified by the report as a major opportunity because it allows neobanks to deepen customer relationships while applying alternative underwriting approaches.\nAcross Europe, the report noted that several leading neobanks have added investment services, trading products, and mortgage offerings. In Latin America, expansion has centered on credit products and personal lending across multiple markets.\nConditions in the U.S. remain more challenging. According to BCG and FT Partners, high customer acquisition costs, a fragmented regulatory structure, established incumbent banks, and a heavily banked population make large-scale disruption difficult for foreign entrants. \nAs a result, the report concluded that overseas neobanks are more likely to find success in targeted market segments than through broad expansion across the country. Domestic fintech firms, meanwhile, are preparing for increased competition by targeting higher-value customer segments.\nRegulatory developments are also becoming more important to growth strategies. BCG and FT Partners said the gap between bank and fintech regulation is narrowing across the U.S., UK, and EU, with licensing and charter pathways becoming more accessible despite continuing compliance requirements. \nThe report noted that a growing number of fintech companies have sought U.S. federal bank charters to gain funding advantages, increase control over product offerings, and own customer relationships directly.\n“Fintech has not simply bounced back from the reset years, it has come out the other side as a fundamentally more mature industry,” – Inderpreet Batra, Managing Director and Senior Partner at BCG and Global Leader of the firm’s Payments & Fintech business. \nBatra said the industry’s leading firms are now combining profitability with expansion into new products and markets.\nLooking at the industry’s position today, BCG and FT Partners estimated that fintech now accounts for roughly 4% of global financial services revenue.\n\n\n\n\n\n                Read more:\n            \n\n                Fed’s Waller says dollar stablecoins could expand reach of U.S. monetary policy","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":false,"editions":null,"column":"","sentiment":"1","news_tag":"merge","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":0,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"}}}