On August 25th, during the 2026 interim results conference of Bank Of Chongqing Co., Ltd., independent director Zeng Hong addressed the bank's net interest margin outlook. He noted that the positive impact of asset-side structural optimization has continued to accumulate this year, with loan growth of 9.6% in the first half.

Additionally, deposit costs have improved significantly, dropping by more than 40 basis points year-on-year during the January-to-June period. Looking ahead to the second half of the year, the bank will persist in expanding its loan portfolio, refining its asset-liability structure, and reducing funding costs.

Based on these ongoing efforts, management anticipates that the full-year net interest margin will sustain its upward trajectory compared to the previous year.