Abstract

Verisk Analytics will report its latest quarterly results on April 29, 2026 Pre-Market, with consensus pointing to modest year-over-year growth in revenue and adjusted EPS, margin resilience supported by steady operating performance, and investor attention on execution, event-driven claims volumes, and recent capital allocation moves.

Market Forecast

Consensus for the current quarter indicates revenue of 771.42 million US dollars, up 2.88% year over year, EBIT of 346.08 million US dollars, up 3.55% year over year, and adjusted EPS of 1.74, up 3.18% year over year. Forecasts do not explicitly include gross margin or net margin, though the recent run-rate implies broadly stable profitability if operating mix holds.

The main business is expected to deliver steady growth with a continuation of price, new product adoption, and workflow expansion. The most promising segment remains the underwriting and claims workflow suite, where the core insurance franchise generated 3.07 billion US dollars and underwriting revenues most recently grew 8.70% year over year, pointing to a durable trajectory into the quarter.

Last Quarter Review

Verisk Analytics delivered revenue of 778.80 million US dollars, a gross profit margin of 69.74%, GAAP net profit attributable to shareholders of 197.00 million US dollars with a net profit margin of 25.32%, and adjusted EPS of 1.82, up 13.04% year over year; net profit declined 12.55% quarter over quarter.

A notable highlight was broad-based outperformance versus consensus, with revenue exceeding expectations by 5.20 million US dollars, EBIT surpassing by 14.76 million US dollars, and adjusted EPS beating by 0.21. The main business remained concentrated in insurance solutions, recording 3.07 billion US dollars, and within that underwriting revenue increased 8.70% year over year, supported by sustained demand for core rating, forms, and loss-cost services and expanding risk solutions.

Current Quarter Outlook

Main business: Core insurance analytics and workflow

The current quarter setup centers on sustaining mid-single-digit revenue growth while preserving high gross margins characteristic of the franchise. With consensus revenue at 771.42 million US dollars, the implied year-over-year increase of 2.88% suggests a normalized pace after a stronger fourth quarter run-rate and seasonal dynamics. Price realization across products, steady renewal activity, and expansion in contributory datasets support recurring revenue and help offset softer discretionary demand where it appears.

Gross margin resilience has been a defining feature. The last quarter’s 69.74% gross margin provides a high bar, but there are identifiable offsets that maintain margin quality: scaled cloud delivery, increased automation in underwriting and claims workflows, and a richer mix of high-value decision-support solutions. The EBIT forecast of 346.08 million US dollars, up 3.55% year over year, is consistent with modest operating leverage in the model. While net income can fluctuate with below-the-line items and tax timing, the maintenance of a 25%+ net margin in the prior period provides an anchor for investor expectations this quarter.

A critical near-term swing factor is the volume of event-driven activity. Severe weather, including winter storms, elevates the need for claims estimation, property inspections, and geospatial assessments within the quarter. This tends to stimulate transactional demand in claims solutions and can lift utilization of catastrophe and risk tools. Higher activity volumes, when coupled with embedded pricing and a stable installed base, generally translate into incremental revenue without proportionate cost increases, reinforcing operating leverage.

Most promising growth driver: Underwriting and property claims workflow

Underwriting and claims workflow continues to deliver the most visible growth vector, with underwriting revenue up 8.70% year over year in the latest reported quarter. This momentum reflects the ongoing product enhancement cycle in forms, rules, loss costs, and claims estimation tools, alongside efforts to deepen workflow integration for carriers and contractors. The collaboration announced with Roofr, integrating Xactimate into contractor software, expands the practical touchpoints from desk adjusters to field service providers, shortening cycle times and potentially raising attachment rates across the claims ecosystem.

Workflow integration matters because it improves conversion and frequency of use. As more participants in the repair and restoration chain interact with estimation tools, the data contribution loop strengthens, improving model fidelity and accelerating product iteration. In turn, carriers benefit from more consistent estimates and reduced leakage, making premium pricing for embedded analytics more defensible. With the core insurance franchise generating 3.07 billion US dollars and the underwriting sub-suite already posting near-double-digit growth, incremental integrations can compound penetration of existing customers and broaden the user base beyond carriers to service providers.

From a revenue mix standpoint, underwriting and claims are well positioned to benefit from both secular digitization of decisioning and the quarter’s weather-related demand. If field adoption accelerates and adjuster workloads remain elevated, usage-based components can modestly outpace the broader platform growth rate. That scenario would be consistent with the 1.74 adjusted EPS forecast, up 3.18% year over year, where incremental mix shift toward claims and underwriting helps defend margins despite rising cost to serve in data acquisition and compute.

Stock-price swing factors this quarter: Capital returns, balance sheet, and execution

Capital allocation is front and center this quarter. The company entered into a 1.50 billion US dollars accelerated share repurchase in the period and reiterated an expectation to return at least 75% of free cash flow annually via dividends and buybacks. Mechanically, the ASR provides a near-term share count benefit, which is supportive of the 1.74 adjusted EPS forecast even if revenue growth tracks toward the lower end of plan. The magnitude of the repurchase relative to market capitalization amplifies per-share metrics and can cushion valuation during periods of slower top-line growth.

On the balance sheet, the pricing of 1.00 billion US dollars in senior notes (500.00 million US dollars due 2031 at 4.450% and 500.00 million US dollars due 2036 at 5.125%) adds funding flexibility while refinancing short-term facilities and the revolving credit line. The use of proceeds prioritizes optimizing the maturity ladder and lowering reliance on short-term liquidity; however, it also introduces modestly higher interest expense relative to lower-rate legacy instruments. The net impact on this quarter’s net income is expected to be manageable within the EBIT-to-EPS bridge, with the ASR’s share reduction helping offset interest headwinds on a per-share basis.

Execution across bookings, renewals, and new product adoption will be scrutinized. The prior quarter’s beat on revenue, EBIT, and adjusted EPS establishes a healthy baseline; sustaining that trend requires consistent delivery on product roadmaps and measurable adoption of integrations like Xactimate within partner platforms. Investors will also monitor signs of demand elasticity in discretionary analytics spends relative to core workflows. Should utilization from weather-related claims remain elevated and renewal dynamics hold, the quarter’s modest top-line growth guide can be achieved with limited pressure on profitability metrics, aligning with the 3.55% EBIT growth expectation and anchoring valuation.

Analyst Opinions

Among the most recent views in the period, opinions with explicit ratings skew bullish at roughly 80% bullish versus 20% bearish, excluding neutral/hold stances. Wells Fargo maintained an Overweight rating with a 300.00 US dollars target, citing confidence that embedded workflow adoption and product monetization can support the double-digit adjusted EPS growth framework. Barclays reiterated a Buy rating and a 275.00 US dollars target, highlighting consistency in execution and the durability of premium pricing across underwriting and claims. RBC Capital stayed Buy with a 230.00 US dollars target, reflecting steady expansion of proprietary and contributory datasets and disciplined capital allocation. Wolfe Research kept an Outperform rating and lifted its price target to 245.00 US dollars, flagging operating leverage in the model as utilization improves.

The bullish camp’s core argument this quarter centers on three elements. First, the revenue model’s mix of subscription, embedded pricing, and transaction-linked usage has shown resilience across cycles. With consensus calling for 771.42 million US dollars in revenue, up 2.88% year over year, and adjusted EPS of 1.74, up 3.18% year over year, the setup is that steady execution plus weather-related activity can deliver modest upside against conservative intra-quarter assumptions. Second, capital returns are substantial and front-loaded: a 1.50 billion US dollars ASR compresses share count in the near term, and management has reiterated at least 75% of free cash flow returned annually through buybacks and dividends. This underpins per-share growth even if the macro environment limits outperformance on absolute growth.

Third, analysts emphasize product and workflow catalysts that extend beyond a single quarter. Integrations such as Xactimate within partner platforms expand reach into contractor networks and the broader claims ecosystem. As adoption increases, data contribution deepens and product performance improves, reinforcing pricing power and customer stickiness. That flywheel, combined with continued progress in automation and cloud delivery, supports sustained margin quality. The EBIT forecast of 346.08 million US dollars, up 3.55% year over year, fits the narrative of incremental operating leverage despite investments in data, compute, and product enhancements.

While not the focus of the majority view, the bullish case is cognizant of watch items. Interest costs tied to recent note issuance are expected to be manageable but are part of the EPS bridge, making the ASR’s impact on share count a helpful offset. Weather-driven demand can be variable, yet even normalized volumes have supported mid-single-digit growth profiles when paired with regular price actions and expansion within existing accounts. The preconditions for a constructive print, therefore, are intact: stable renewal activity, product adoption momentum, and visibility from multi-year contracts, all coming together with disciplined capital allocation to support the double-digit adjusted EPS growth framework reiterated for the multi-year horizon.

In summary, the majority of analysts expect an in-line to slightly better quarter on revenue and earnings, with upside skew from claims-related utilization and underwriting workflow adoption, and an EPS profile supported by an accretive share count from the ASR. The combination of 771.42 million US dollars revenue guidance, 1.74 adjusted EPS, and the ongoing focus on workflow integration and capital returns form the backbone of the bullish stance into April 29, 2026 Pre-Market.