BANK OF GANSU (02139) announced its annual results for the period ending December 31, 2025. The group recorded net interest income of 4.413 billion yuan, representing a decrease of 4.81% compared to the previous year. Profit attributable to owners of the bank was 588 million yuan, an increase of 1% year-on-year. The bank's net profit rose by 1.1%, from 584.7 million yuan in 2024 to 590.9 million yuan in 2025.

The primary reason for the increase in net profit was the bank's commitment to serving the real economy in 2025, which involved expanding credit asset allocation. Concurrently, the bank proactively optimized its asset and liability structure, reduced debt costs, and implemented stricter budgetary controls, leading to a decrease in its operating expenses.

As of December 31, 2025, the bank's total assets amounted to 435.896 billion yuan, an increase of 5.1% year-on-year. The total customer loans and advances (including accrued interest) were 229.619 billion yuan, a slight decrease of 0.8% compared to the previous year. The non-performing loan ratio stood at 1.93%, unchanged from the end of 2024. This stability is attributed to the bank's continued efforts to intensify the disposal of non-performing assets, optimize credit management policies, and further strengthen its risk management foundation, thereby maintaining relatively stable asset quality.

Total customer deposits (including accrued interest) reached 337.474 billion yuan, marking a 5.0% increase compared to the previous year.