Recently, BANK OF GUIZHOU (HKG: 06199)'s Taijiang Branch granted a working capital loan secured by intellectual property rights to Guizhou Qizhen Industrial Group Co., Ltd. The loan uses a portfolio of the company's patents, trademarks, and computer software copyrights as collateral. The total approved credit line amounts to 60 million yuan, with 51 million yuan already disbursed. This financing is precisely targeted to support the company's green production of recycled lead and its technological research and development initiatives.
This move represents another practical achievement by Guizhou Bank in deepening the integrated development of technology finance, green finance, and digital finance, aimed at fostering the high-quality growth of new industrialization and the private economy.
Guizhou Qizhen Industrial Group, a key private enterprise within the Taijiang Economic Development Zone, specializes in the efficient green recycling and resource utilization of waste lead-acid batteries and lead-containing waste. With an annual production capacity of 200,000 tons of recycled lead, the company processes approximately 80% of the province's waste lead-acid batteries. It is recognized as a national high-tech enterprise, a national green factory, and a provincial-level "Specialized, Refined, Distinctive, and Innovative" SME. Leveraging core technologies such as low-temperature smelting and intelligent disassembly, the company has secured 26 patents, including 10 invention patents. It has also implemented data intellectual property and digital production management systems, establishing itself as a benchmark enterprise in circular economy and green manufacturing within Guizhou's new industrialization drive.
As a typical technology-intensive and asset-light manufacturing firm, Qizhen Industrial faced challenges in meeting its funding needs through traditional fixed-asset抵押 loans during its expansion and technological upgrade phase. Guizhou Bank's Taijiang Branch proactively conducted in-depth research at the company, accurately assessed the value of its intellectual property, and customized a combined pledge financing solution involving patents, trademarks, and software copyrights. The bank opened a green channel for approval, efficiently completing the entire process of intellectual property valuation, pledge registration, and loan disbursement, thereby transforming the company's "technological soft power" into "hard financial support."
Currently, the entire 51 million yuan in loan funds has been injected into the company's production and operations, primarily used for raw material procurement, effectively alleviating its working capital pressure. Moving forward, Guizhou Bank's Taijiang Branch will continue to deepen innovation in intellectual property financial services, expanding financing coverage for technology-based and green private enterprises. Through diversified financial products and efficient services, the bank aims to contribute financial strength to the high-quality development of new industrialization and the real economy across the province.