聯儲局監管人員未採取「迅速果斷行動」阻止硅谷銀行倒閉

投資觀察

1小時前

0956 ET - 聯儲局理事會負責監管的副主席米歇爾·鮑曼（Michelle Bowman）在倫敦發表講話，公布了針對硅谷銀行（SVB）2023年倒閉事件的獨立審查初步結果。她指出：「硅谷銀行的倒閉源於多重脆弱性交匯作用，其中包括其證券投資組合中未實現但真實存在的會計損失，這些損失已超過其資本規模。」鮑曼同時強調，聯儲局的監管人員早在2022年3月就已意識到或理應意識到這些風險隱患。

據其講話文稿顯示，「監管人員未能迅速而果斷地採取行動，以督促或要求硅谷銀行降低其利率風險或風險集中度。」鮑曼認為，長期存在的風險規避文化是導致監管不作為的一個重要因素。此番言論凸顯了監管體系在關鍵時刻的遲緩反應與制度惰性。（完）

免責聲明：投資有風險，本文並非投資建議，以上內容不應被視為任何金融產品的購買或出售要約、建議或邀請，作者或其他用戶的任何相關討論、評論或帖子也不應被視為此類內容。本文僅供一般參考，不考慮您的個人投資目標、財務狀況或需求。TTM對信息的準確性和完整性不承擔任何責任或保證，投資者應自行研究並在投資前尋求專業建議。

熱議股票

{"basename":"/hant","ssrTDKData":{"titleTemplate":"%s - 老虎證券","title":"老虎证券全球投资理财平台| 一站式投资美股新股港股A股","description":"老虎证券助您一站式投资美股，新股，港股，A股等全球金融理财产品。新加坡华人最信赖的在线投资平台，现在加入即享低费用，24/5 无时差炒美股投资理财！","keywords":"老虎證券,老虎證券開戶,老虎券商,老虎證券官網,老虎證券app,tigertrade老虎證券,股票,炒股,新加坡股票交易平臺,投資,投資理財","social":{"ogDescription":"老虎证券助您一站式投资美股，新股，港股，A股等全球金融理财产品。新加坡华人最信赖的在线投资平台，现在加入即享低费用，24/5 无时差炒美股投资理财！","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.0a0bd8dc.png","ogUrl":"https://www.etasphere.com/hant/news/1189166394"},"companyName":"老虎證券"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"1189166394\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/1189166394?lang=zh_TW&edition=fundamental","thumbnail":"","is_english":false,"pubTime":"2026-09-18 21:58","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"1189166394","market":"us","top_or_hot":-1,"title":"聯儲局監管人員未採取「迅速果斷行動」阻止硅谷銀行倒閉","media":"投資觀察","content":"<p>0956 ET - 聯儲局理事會負責監管的副主席米歇爾·鮑曼（Michelle Bowman）在倫敦發表講話，公布了針對硅谷銀行（SVB）2023年倒閉事件的獨立審查初步結果。她指出：「硅谷銀行的倒閉源於多重脆弱性交匯作用，其中包括其證券投資組合中未實現但真實存在的會計損失，這些損失已超過其資本規模。」鮑曼同時強調，聯儲局的監管人員早在2022年3月就已意識到或理應意識到這些風險隱患。</p>\n<p>據其講話文稿顯示，「監管人員未能迅速而果斷地採取行動，以督促或要求硅谷銀行降低其利率風險或風險集中度。」鮑曼認為，長期存在的風險規避文化是導致監管不作為的一個重要因素。此番言論凸顯了監管體系在關鍵時刻的遲緩反應與制度惰性。（完）</p>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>聯儲局監管人員未採取「迅速果斷行動」阻止硅谷銀行倒閉</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n聯儲局監管人員未採取「迅速果斷行動」阻止硅谷銀行倒閉\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1076224072\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/8296859682db4b478146245e72de1922);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">投資觀察 </p>\n<p class=\"h-time smaller\">2026-09-18 21:58</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>0956 ET - 聯儲局理事會負責監管的副主席米歇爾·鮑曼（Michelle Bowman）在倫敦發表講話，公布了針對硅谷銀行（SVB）2023年倒閉事件的獨立審查初步結果。她指出：「硅谷銀行的倒閉源於多重脆弱性交匯作用，其中包括其證券投資組合中未實現但真實存在的會計損失，這些損失已超過其資本規模。」鮑曼同時強調，聯儲局的監管人員早在2022年3月就已意識到或理應意識到這些風險隱患。</p>\n<p>據其講話文稿顯示，「監管人員未能迅速而果斷地採取行動，以督促或要求硅谷銀行降低其利率風險或風險集中度。」鮑曼認為，長期存在的風險規避文化是導致監管不作為的一個重要因素。此番言論凸顯了監管體系在關鍵時刻的遲緩反應與制度惰性。（完）</p>\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4550","symbol_name":"紅杉資本持倉","start_time":0,"source_url":"","article_id":"1189166394","we_media_id":"1076224072","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=1189166394","pubTimestamp":1789739908,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"投資觀察","introduction":"关注海外资本市场一手动态","home_visible":1,"id":"1076224072","head_image":"https://community-static.tradeup.com/news/8296859682db4b478146245e72de1922"},"summary":"鮑曼同時強調，聯儲局的監管人員早在2022年3月就已意識到或理應意識到這些風險隱患。據其講話文稿顯示，「監管人員未能迅速而果斷地採取行動，以督促或要求硅谷銀行降低其利率風險或風險集中度。」","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"zh","relate_stocks":{"BK4550":"红杉资本持仓","BK4588":"碎股","GOLY":"Strategy Shares Gold Enhanced Yield ETF","SGOV":"Ishares Trust Ishares 0-3 Month Treasury BOND ETF","OOQB":"One+One Bitcoin and Ether ETF","WAMA":"WisdomTree U.S. Adaptive Moving Average Fund","GBIL":"Goldman Sachs Access Treasury 0-1 Year ETF","ZROZ":"PIMCO 25+ Year Zero Coupon U.S","IGOV":"iShares安硕全球国债ETF","UDN":"做空美元指数-PowerShares","IEI":"iShares Barclays 3-7 Year Trea","UUP":"美元ETF-PowerShares DB","TMF":"3倍做多20年期以上国债ETF-Direxion","NEMD":"Neuberger Emerging Markets Debt Hard Currency ETF","VFH":"Vanguard Financials ETF","USHY":"iShares Broad USD High Yield Corporate Bond ETF","BND":"债券指数ETF-Vanguard美国","TIP":"通胀债券指数ETF-iShares Barclays","FAZ":"三倍做空金融ETF-Direxion","DPST":"Direxion每日三倍做多区域银行股ETF","VCIT":"美国中期公司债-Vanguard","BK4504":"桥水持仓","TSYW":"Roundhill Treasury Bond WeeklyPay ETF","TYO":"3倍做空7-10年期国债ETF-Direxion","TFJL":"Innovator 20+ Year Treasury Bond 5 Floor ETF - July","KRE":"区域银行指数ETF-SPDR KBW","DBND":"DoubleLine Opportunistic Bond ETF","LQD":"债券指数ETF-iShares iBoxx投资级公司债","EIM":"Eaton Vance Municipal Bond Fun","GOVT":"iShares安硕核心美国国债ETF","HYG":"债券指数ETF-iShares iBoxx高收益公司债","IAT":"安硕美国地区银行ETF","LQDD":"MicroSectors -3x Short Investment Grade Corporate Bond LQD ETN","JPST":"JPMorgan Ultra-Short Income ETF","HYGD":"MicroSectors -3x Short High Yield Corporate Bond HYG ETN","BK4561":"索罗斯持仓","KRX":"KBW区域银行业指数","CIVG":"Corgi 1-5 Year Investment Grade Corporate Bond ETF","VCSH":"美国短期公司债-Vanguard","HYGU":"MicroSectors 3x Long High Yield Corporate Bond HYG ETN","LQDU":"MicroSectors 3x Long Investment Grade Corporate Bond LQD ETN","SHY":"债券指数ETF-iShares Barclays 1-3年国债","SHV":"Ishares Trust Trust Ishares 0-1 YEAR Treasury BOND ETF","MUB":"美国市政债ETF-iShares","BWX":"国际主权债ETF-SPDR","BWZ":"SPDR Bloomberg Short Term International Treasury Bond ETF","EDV":"美国延期国债ETF-Vanguard","MINT":"PIMCO Enhanced Short Maturity Exchange-Traded Fund","ISHG":"iShares S&P/Citigroup 1-3 Year I","FLGV":"Franklin U.S. Treasury Bond ETF","XLF":"金融ETF","NGHT":"Nicholas Bitcoin and Treasuries AfterDark ETF","SKRE":"TUTTLE CAPITAL DAILY 2X INVERSE REGIONAL BANKS ETF","BK4581":"高盛持仓","BBIB":"JPMorgan BetaBuilders U.S. Treasury Bond 3-10 Year ETF","KBE":"银行指数ETF-SPDR KBW","SCHO":"嘉信短期美国国债ETF","BSV":"短期国债指数ETF-Vanguard","PBDC":"Putnam Bdc Income ETF","HAWG":"HCM Hedged Equity ETF","BBLB":"JPMorgan BetaBuilders U.S. Treasury Bond 20+ Year ETF","KBWB":"银行ETF-PowerShares","AGG":"债券指数ETF-iShares Barclays综合国债","UBT":"债券20+美国债-ProShares两倍做多","VGIT":"中期国债ETF-Vanguard","BK4535":"淡马锡持仓","TLH":"iShares安硕10-20年国债ETF","LIAJ":"LifeX 2053 Inflation-Protected Longevity Income ETF","VGLT":"美国长期国债ETF-Vanguard","TLT":"20+年以上美国国债ETF-iShares","TBIL":"US Treasury 3 Month Bill ETF","MYCN":"SPDR SSGA My2034 Corporate Bond ETF","TBJL":"Innovator 20+ Year Treasury Bond 9 Buffer ETF - July","BBSB":"JPMorgan BetaBuilders U.S. Treasury Bond 1-3 Year ETF","BOND":"Pimco Total Return ETF","TLTI":"NEOS Enhanced Income 20+ Year Treasury Bond ETF","XBIL":"US Treasury 6 Month Bill ETF","RAUS":"RACWI US ETF","TBT":"债券20+美国债指数ETF-ProShares两倍做空","BK4585":"ETF&股票定投概念","XLRI":"The Real Estate Select Sector SPDR Premium Income Fund","VGSH":"美国短期国债ETF-Vanguard","TLTW":"iShares 20+ Year Treasury Bond Buywrite Strategy ETF","TLTX":"Global X Treasury Bond Enhanced Income ETF","BIL":"债券指数ETF-SPDR Barclays美国1-3月国债","MUNX":"AMG GW&K Muni Income ETF","BOXX":"ALPHA ARCHITECT 1-3 MONTH BOX ETF","IEF":"债券指数ETF-iShares Barclays 7-10年"},"translate_title":"Federal Reserve regulators failed to take \"swift and decisive action\" to prevent Silicon Valley Bank from collapsing.","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"ZTmain":1,"VGLT":1,"BOND":1,"VCSH":1,"SHV":1,"US12M.BOND":1,"ZFmain":1,"USHY":1,"XLRI":1,"LQDD":1,"TFJL":1,"TLTI":1,"SKRE":1,"OOQB":1,"IGOV":1,"US30Y.BOND":1,"US5Y.BOND":1,"ISHG":1,"HYGU":1,"TLT":1,"XBIL":1,"BBLB":1,"US2Y.BOND":1,"TBJL":1,"UBmain":1,"VCIT":1,"HYG":1,"BWZ":1,"TLH":1,"US6M.BOND":1,"TNmain":1,"US3Y.BOND":1,"FLGV":1,"MUNX":1,"BND":1,"IAT":1,"SHY":1,"HAWG":1,"WAMA":1,"TSYW":1,"US7Y.BOND":1,"GOLY":1,"AGG":1,"KRE":1,"FAZ":1,"GBIL":1,"MUB":1,"KRX":1,"VGSH":1,"VFH":1,"SCHO":1,"JPST":1,"BWX":1,"BSV":1,"MYCN":1,"TIP":1,"UBT":1,"TBT":1,"ZROZ":1,"DBND":1,"RAUS":1,"LQD":1,"HYGD":1,"LIAJ":1,"US10Y.BOND":1,"KBWB":1,"PBDC":1,"TYO":1,"VGIT":1,"BOXX":1,"IEI":1,"EDV":1,"NGHT":1,"CIVG":1,"BBIB":1,"UDN":1,"NEMD":1,"TBIL":1,"XLF":1,"LQDU":1,"SGOV":1,"EIM":1,"TLTX":1,"GOVT":1,"IEF":1,"KBE":1,"TLTW":1,"DPST":1,"BIL":1,"ZBmain":1,"MINT":1,"TMF":1,"UUP":1,"BBSB":1},"content_text":"0956 ET - 聯儲局理事會負責監管的副主席米歇爾·鮑曼（Michelle Bowman）在倫敦發表講話，公布了針對硅谷銀行（SVB）2023年倒閉事件的獨立審查初步結果。她指出：「硅谷銀行的倒閉源於多重脆弱性交匯作用，其中包括其證券投資組合中未實現但真實存在的會計損失，這些損失已超過其資本規模。」鮑曼同時強調，聯儲局的監管人員早在2022年3月就已意識到或理應意識到這些風險隱患。\n據其講話文稿顯示，「監管人員未能迅速而果斷地採取行動，以督促或要求硅谷銀行降低其利率風險或風險集中度。」鮑曼認為，長期存在的風險規避文化是導致監管不作為的一個重要因素。此番言論凸顯了監管體系在關鍵時刻的遲緩反應與制度惰性。（完）","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":true,"editions":null,"column":"","sentiment":"0","news_tag":"policyRegulatory","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":0,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"}}}